Funding

Loan size £500K to £10m+.
Maximum Loan to Cost: 90%
Maximum Loan to GDV: typically up to 75%
Maximum Loan to Purchase: typically up to 75%
Interest rates typically 6% plus BofE base rate pa as a guide, dependent on Loan to GDV percentage and other factors. Fixed rate for duration.
Maximum term 30 months.
England & Wales only
Residential, Student

Loan size £500K to £10m+.
Maximum Loan to Cost: 90%
Maximum Loan to GDV: typically up to 75%
Maximum Loan to Purchase: typically up to 75%
Interest rates typically 6% plus BofE base rate pa as a guide, dependent on Loan to GDV percentage and other factors. Fixed rate for duration.
Maximum term 30 months.
England & Wales only
Residential, Student, Permitted Developments, Refurbishments, Mixed Use Schemes.
Planning requires to be approved for the proposed scheme.
Developers must have relevant prior experience in similar projects.
Personal Guarantees required, typically in the region of 10% of build costs to cover cost overruns.
Assets & Liabilities Statement: sufficient net asset position required to cover guarantees / potential cost overruns.
Broker Fee: 1% of Loan Facility.
Lender Arrangement Fee: 1% of Loan Facility.
Lender Exit Fee: 1% of Loan Facility.

Typically £500K to £10m.
Unique product providing blended use of Mezzanine debt and Equity funding to provide 95% to 98% of project costs when combined with senior debt.
Rate typically 2% pm +, fixed.
Maximum Mezzanine Loan to GDV: typically up to 85%
England & Wales only
Residential, Student, Permitted Developments, Refurbishments, Mixed Use

Typically £500K to £10m.
Unique product providing blended use of Mezzanine debt and Equity funding to provide 95% to 98% of project costs when combined with senior debt.
Rate typically 2% pm +, fixed.
Maximum Mezzanine Loan to GDV: typically up to 85%
England & Wales only
Residential, Student, Permitted Developments, Refurbishments, Mixed Use Schemes.
Planning requires to be approved for the proposed scheme.
Funder enters into JV with Developer, but NO profit share required, fixed monthly fee applies.
Blended Mezzanine\Equity allows Developers to minimise their equity input but maximise profits.
Developers must have relevant prior experience in similar projects.
Broker Fee: 1% of Loan Facility.
Lender Arrangement Fee: 1% of Loan Facility.
Lender Exit Fee: 1% of Loan Facility.

Loan size £500K to £15m+.
Maximum Loan to Value: 75% Maximum Loan to Cost: 80%
Single charge, short term renovations, planning opportunities, conversions, purchases, refinance.
Maximum term typically 18 months for Bridging Loans.
Sensible, viable exit strategy required.
Interest rates typically 7.5% - 10% pa for Commercial Loans, 0.85% to 1%

Loan size £500K to £15m+.
Maximum Loan to Value: 75% Maximum Loan to Cost: 80%
Single charge, short term renovations, planning opportunities, conversions, purchases, refinance.
Maximum term typically 18 months for Bridging Loans.
Sensible, viable exit strategy required.
Interest rates typically 7.5% - 10% pa for Commercial Loans, 0.85% to 1% pm for Bridging Loans as a guide, dependent on Loan to Value percentage and other factors.
Lender Arrangement Fee: typically 2% of Loan Facility, plus Broker Fee.